Tax Season 2018 Filing Key Dates and Deadlines

Filing Season Begins Monday, January 22

Copy of tax preparation

The IRS will start processing most returns on January 22, but will not start processing returns with the Earned Income Tax Credit (EITC) or Additional Child Tax Credit (ACTC) until mid-February 2018.

Refund Delays

The PATH Act of 2015 requires the IRS to hold refunds on returns claiming the Earned Income Tax Credit (EITC) and/or the Additional Child Tax Credit (ACTC) until mid February. The IRS is required to hold the entire refund — even the portion not associated with the EITC and ACTC. The IRS cautions that these refunds likely won’t arrive in bank accounts or debit cards until the week of February 27 –- if there are no processing issues with the tax return and the taxpayer chose direct deposit.


January 1, 2018 First day to file a federal tax return, though the IRS generally will not accept e-file and free file returns until the date below. Even paper based filings won’t be processed till later in the month
January 22, 2018 IRS E-file to go live, allowing submission of electronic tax returns for the vast majority of tax filers. Paper tax returns will begin processing from this date as well
January 31, 2018 Date by which you should have received a W-2 from employers you worked for during the tax year. If not, contact their HR/Payroll department to resend tax documents
February 1, 2018 Deadline for 1099 statements (factors in your AGI income) that report non-employee compensation, bank interest, dividends and distributions from a retirement plan. This date is also the deadline for self-employed individuals to file and pay in full their fourth-quarter estimated tax payment
February 17, 2018 Financial institutions (e.g Vanguard, Fidelity) must mail out 1099-B, 1099-S and 1099-MISC forms by this date. See what these forms are and if you will need one for your return
March 17, 2018 S Corporation and Partnership tax returns due
April 17, 2018 *Tax Day* Last day for filing federal income tax returns and extension requests. Since April 15th is on a Sunday and Monday is the Emancipation Day holiday the due date has been shifted out to Tuesday, April 17th.
April 17, 2018 Deadline for filing state income tax returns (for most states) and extension requests. Last day to make a contribution to a Traditional or Roth IRA, Health Savings Account (HSA), SEP-IRA or 401(k)
April 17, 2018 FBAR (Foreign Bank Account Report) forms due for taxpayers who have signature authority over $10,000 in total in foreign bank accounts in the prior year. Laws enacted last year change the standard FBAR due date to “tax day” (vs June 30th as in years past). No extensions are allowed and forms must be filed electronically.
June 17, 2018 U.S. citizens or resident aliens living abroad must file tax returns and pay any taxes due by this date (or file for a four-month extension)
October 17, 2018 Filing approved extended federal, state and S-Corp/Partnership income tax returns Note: you still need to file for an extension request by April 17th
April 15, 2021 Filing a 2017 tax amendment. You can file an amended or previous year return anytime, but you have a deadline of 3 years from the original due date to claim any tax refund.



Why Plan For The Future?

Like many people, you’ve probably set aside money to pay for the important events in your life: a new house🏡, a dream vacation🏖️, college tuition🏫 for children👧👦 or retirement🏝️. Planning ahead was a good idea because you could be sure the money would be there when needed.

FINAL EXPENSES are no different….Life Insurance is one of the ways you provide for your family, planning ahead with coverage to help with final expenses such as funeral and burial costs, medical bills or outstanding debt. YOUR FAMILY DEPENDS ON YOU to help meet their needs and make good decisions about the things that affect their lives.

Don’t leave your family with bills to pay…A funeral today can easily reach over $9,500 when the purchase of cemetery property and a grave marker are included.* Medical bills, legal costs and other final expenses can add significant my to the financial burden.

Peace of mind protection…Choose an affordable permanent whole life policy to provide extra security for your loved ones. By pre-funding your final expenses today, you can prevent the financial burden on those closest to you and be assured that the money will be there to help cover the costs.

*According to the National Funeral Directors Association 2009 study.

Shanae Starnes
Independent Life and Health Advisor
Licensed in NC & SC

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Hair Loss, Hair Growth and THE SOLUTION!!

Hi I am Shanae Starnes I am a Career & Technical Cosmetology Educator at a local High School in Huntersville, NC which is right outside of Charlotte, NC…My passion for hair and education spans back over 20 years.  My education, experiences and willingness to help others look and feel their best is the underlying reason I decided to join the movement to help the over 80% of women experiencing hair loss who do not report hair loss to their doctor and the over 66% who do not talk to their stylist about hair loss.  Let’s put education in the forefront of the Stylist and Client so that we can achieve more together.



Text “Grow” to 980-345-9746 or leave your information below!

*Join Me & Stand Up for Thick Hair Thin Waists*

PLEASE WATCH Text “ready to grow” to 980-307-9900 or send a message to get started!

If you haven’t made the decision to join this amazing hair care and wellness business you are definitely missing out on something great. The products work, the system works and the leadership is phenomenal. Join the F.L.O.W. Family today for just 9.99!!!

FREE Prettea Healthy Hair Tea   or FREE Waistless Detox Tea   to the next 30 people to join.

#Earnmoney as you #siptolose your waist or #siptogrow your hair out. Great add-on for stylists/barbers/braiders/weavers (sellers or installers)/locologists for your clients!


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Hair growth teas *Hair growth lemonade *Hair growth shake *Scalp treatments *Beard growth *Premature graying *Waist loss
*Body trimming cream *Butt enhancement cream *Hair bundles And more to come..


Prettea: This hair growth tea is formulated to facilitate healthy, stronger hair – from the inside out. The synergy of ingredients will help relax the spirit while delivering the nutrients to the body that it needs for longer, stronger and healthier hair. Each ingredient was chosen for its unique healthy hair properties. Taken in conjunction with one of our many other amazing products, you will likely see even more beneficial and amazing results! Now… sit back, relax and enjoy being PRETTEA.


Waistless The Ultimate Detox System
The Healthy Wellness Journey Starts From Within. Our advance colon tea cleanse may aid in ridding the body of toxins for improved energy, clarity, and weight loss by using a powerful blend of selected herbs, antioxidants, digestive fiber and anti-inflammatory ingredients. We understand that an essential step of a weight management program is a healthy jumpstart towards your goal. Seep 1 tea bag for 15mins, drink nightly for up to 15 days.
Waistless…The Only Thing You’ll Gain Is Confidence!

5 Ethical Behaviors That Will Grow Your Salon Business

5 Ethical Behaviors That Will Grow Your Salon Business

As many of my fellow stylists are heading to the salon for the rest of this week. We’re going into the heaviest salon days of the week which, is usually Wednesday, Thursday, Friday and Saturday!  It really is based upon how you schedule your appointments and your schedule for the day. But, for most Stylist and salons across the U.S., the weekend is the time when your money really jumps off.

My name is Shanae Starnes and I am a Business Growth Coach as well as a Cosmetology Educator and I am sharing with you some information that I have shared with my students today. We were talking about ethical behavior and what I’ve found is that a lot of my students didn’t understand what the word ethics meant. And so, that really set the precedent as to what I was going to talk about today. So, ethical behavior is a set of principles that you live and you work by.

And while you’re in the salon they are those same principles that guide your conduct with your clients as well as the people that you work around. The reason I wanted to touch on this is because when a new student graduates from cosmetology school they are taught what is necessary for them to pass the state board exam which, of course is sanitation, disinfection, client protection and the required performances (which vary from state to state).  But, what happens is once that student gets out into the real world, into a salon it appears those same things that they learned in school changes or the stylist that are out in the field are not really keeping up with what new Cosmetologist or Stylist learned when they were in school for 1500 hours (North Carolina requirements).

We’re having a conversation, right?  Good, therefore I’m sharing this is because, I want to ensure that there’s a connection between the new school stylist that comes out of school and those that go into the salon to look for work because it’s the difference between what they learn in school and where and what their experience is once they leave their school.

So, let’s get back to ethical behavior!  When I discovered that the students didn’t understand ethics which is cool, they’re in the 11th grade this means that not only am I teaching the cosmetology program but, I’m also teaching literacy.  I began to break down our lesson so, that they can understand.

Here are the five practices and ethical behaviors that will be necessary as a professional in a salon.

  1. Be able to provide a skilled and competent service. I explained to them that competent just means that they have the willingness and understanding about what they are doing. Not only are they able to do the work but, they’re competent with their conversation which is based off the knowledge that they have.
  2. Be honest, courteous and sincere a paying client wants an honest stylist and they want a sincere stylist. They don’t want a stylist that is just there for the money. We understand from being in the industry that the money will come if, you put in these five ethical behaviors.  The money will come, the money will stack up when you are using your gift. The good Lord will make room for you. Your gift will make room for you. I know this to be true. So, if we go back to the guiding principles that surround our ethical behavior the money will come. But, start by being honest sincere and courteous to your clients and to yourself.
  3. Keep the client feel your confidence. A lot of times clients will not come back to you because they feel like you are not confident about what they’re doing or you don’t seem confident in what you know.  To confront your lack of confidence seek becoming a lifelong learner and allows attend continuing education classes.  As a true professional you need to exceed the required continuing education hours that your state may set.  Lastly, you need to make sure that your client has a level of confidence in you and your ability, this also helps to increase your bottom when they refer new clients and continues your bottom line when the client returns to you.  Your potential to earn money is limitless!
  4. Participate in continuing education. This is the key to longevity in your business. An educated hairstylist is a paid hairstylist because we know that knowledge is power. And to make more money you must increase your knowledge about a subject matter or you must increase your skill set. Either way it may take money for you to get that information and that knowledge but, paying it is your investment in yourself.
  5. Provide your client with accurate information about treatments and products. As a stylist, you’re not just doing hair.  You should be providing a holistic environment of value.  You must become educated on the products that you use or the treatments that you offer because that is the only way that you can bring worth to your craft.

Remember to provide a skilled and competent service, be honest, courteous and sincere, keep your client information private and build their trust in you as you build your confidence, participate in continue their education and get educated and informed about the treatments and products you use as well as new products to serve your clients and build a growing and profitable business. These are ethical behaviors that will ensure to increase your financial bottom line.